Anzus are the industry specialists in lending to the
transport and earthmoving industries, and have access
to a number of unique finance products to assist you
business..
If you are planning to update and replace a truck or
piece of equipment that is currently under finance Anzus
provides a hassle free process which requires no financials
as long as you have been trading for 3 years and the
new goods to be financed are less than 2 years old.
The maximum amounts are as follows:
- Trucks / Buses $500,000
- Earthmoving & Mining Equipment $250,000
- Trailers $200,000
- Motor Vehicles $100,000
Please note your new repayments can not increase by
more than 25% from your existing finance contract. Other
terms and conditions apply
We also offer more traditional types of loans with
no maximum amounts such as:
Commercial Hire Purchase (CHP)
Commercial hire purchase is generally suitable for
business users using the accrual method of accounting
for GST. The features of an Anzus Finance Corporation
Commercial hire purchase are:
- Up to 100% funding of the car
- Repayment and rate fixed for the term of the loan
- Flexible terms varying from 12 to 60 months
- Your choice of residual
- The loan is secured by the truck / equipment
- The interest component and the depreciation can
be used as tax deductions
- Rentals can be structured to include irregular and/or
seasonal payments
Chattel Mortgage
These loans are also known as commercial or equipment
loans and are extremely popular with a wide cross section
of businesses. The benefits of an Anzus Finance Corporation
chattel mortgage are:
- Up to 100% funding for the truck / equipment
- Repayment and rate fixed for the term of the loan
- Flexible terms varying from 12 to 60 months
- Your choice of residual
- The loan is secured by the truck / equipment
- Preserves working capital
- Builds equity in the equipment and more importantly
your business
- The interest component and the depreciation can
be used as tax deductions
- Rentals can be structured to include irregular and/or
seasonal payments
Finance Lease
A finance lease is where the financier owns the truck
or equipment and you lease it from them at an agreed
rental and term. Benefits of an Anzus Finance Corporation
finance lease are:
- 100% funding
- The monthly rentals are fully tax deductible
- Rentals are fixed for the term of the lease
- Preservation of working capital
- Rentals can be structured to include irregular and/or
seasonal payments
Terms and conditions apply. |